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As of March 31, 2021, the average personal loan interest rate is 11.79 percent. The Personal loans for good- or excellent-credit borrowers — those with FICO scores 690 and above — typically have low interest rates, and many come with perks like free credit monitoring and flexible Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally Figure’s Personal Loan APRs range from 6.89% to 23.04%, inclusive of a 0.25% discount for enrolling in autopay, and is determined at the time of application. The lowest APRs are for the most qualified applicants based on factors such as credit score, debt-to-income ratio, credit utilization and credit inquiries; rates will be higher for other applicants. With Personal Loan rates as low as 5.74% APR, now may be a great time to take care of your finances.
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Based on your credit rating, fixed rates can be as low as 6.75% (6.96% comparison rate*).
Comparison rates also help you compare low-interest-rate personal loans more accurately. For example, if a comparison rate is significantly higher than the advertised rate, it’s likely that there are high fees or a scheduled rate increase built into that loan. With Personal Loan rates as low as 5.74% APR, now may be a great time to take care of your finances. Check your rates .
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Annual percentage rates are roughly between 6 and 36 percent.